Since our inception, Graduate Leverage has provided objective and useful information to help students and recent graduates make better decisions regarding their student loans. Our information system is designed to keep you up to date and provide you with the information you need to make informed decisions.

Each year brings regulatory changes and new market conditions that can impact the most effective approaches for minimizing the cost of student debt. Our information system is designed to keep you up to date and provide you with the information you need to make informed decisions.

Our information system will help you:

  1. Choose the right loans: Information on in-school and post-graduation loan options provides you with data to help you make the best decisions regarding your loans.
  2. Understand effective debt management strategies: Information on proven debt management strategies will help you optimize the repayment of your loans and help you determine if consolidation options make sense following graduation.
  3. Stay informed: Timely email updates on interest rate trends and regulatory changes that affect students provide an easy way to stay informed.

Once in our system you will receive emails providing access to the above helpful information and information about the Graduate Leverage Loan Program. If you have additional questions and would like to speak to an advisor please contact us at 888-350-8488.

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Stafford loans:
The Stafford loan is usually the best option for students requiring additional funding for school once grants, scholarships and other free aid is awarded. Stafford loans are low-cost federal loans which are available at a fixed interest rate of 6.8% for the life of the loan. Stafford annual loan limits are $20,500 for law, MBA, and other graduate students; for medical, dental, and most veterinary students the annual loan limit is $40,500.
Graduate PLUS loans:
A Graduate PLUS loan is also a federally backed education loan intended to supplement the Stafford loan, and other financial aid, if additional funds are needed. Graduate PLUS loans are available at a fixed rate of 8.5% for the life of the loan. The federal government allows graduate students to take out Graduate PLUS loans to help meet educational costs. The loan limit is the student's total cost of education minus other financial aid.