• U.S. citizen or a permanent resident
• International students who hold valid visas must have a cosigner who is either a U.S. citizen or a permanent resident
• Approved credit check
• Enrolled at least half-time in a degree program

• U.S. citizen or a permanent resident
• Valid SSN
• Enrolled at least half-time in a degree program

Undergraduate Student Stafford Loan Limits – dependent students:
1st year – $5,500
2nd year – $6,500
3rd year – $7,500
4th year - $7,500

Undergraduate Student Stafford Loan Limits – independent students:
1st year – $9,500
2nd year – $10,500
3rd year – $12,500
4th year - $12,500

Graduate Student Stafford Loan Limits:
Health Professional Students (e.g. Medical/Dental/Veterinary Students):
$8,500 Subsidized Stafford
$32,000 Unsubsidized Stafford
Law/MBA/Other Graduate Students:
$8,500 Subsidized Stafford
$12,000 Unsubsidized Stafford

• U.S. citizen or a permanent resident
• Approved credit check
• Valid SSN
• Parent of student enrolled at least half-time in a degree program or a graduate student with at least half-time status.

• Origination fee: 3%
• Interest rate: fixed 8.5%