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About American Education Services (AES) The Pennslyvania Higher Education Authority conducts business nationally as American Education Services (AES), bringing innovative student aid programs to students and families everywhere. With a focus on creating affordable access to higher education, AES has become the nation’s fourth largest guarantor of FFELP loans, the third largest student loan servicer and the seventh largest student loan holder. AES has guaranteed over $40 billion in student loans since 1964 and currently manages more than $45 billion in assets and serves 4 million students through various programs, including grant and scholarship programs, parent loans, private loans and work-study programs. To learn more about AES you can click here -- About AES |  | |||||||||||||||||||||||||