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Privacy Policy

Welcome to the Privacy Policy for the Graduate Leverage website www.graduateleverage.com (the “Site”), operated by Graduate Leverage, LLC (“GL” or “we” or “us”). This document sets forth the terms and practices which govern privacy protections and use of information you provide to us in connection with your use of the Site, including the features and services offered by us from time to time at or through the Site (collectively with the Site, the “Services”). By accessing or using the Services, you are accepting the practices described in this Privacy Policy. If you do not accept these practices, you must not access or use the Services.

Section 1 — Your Privacy

1.1 We at GL are committed to protecting your privacy. We use the information we collect about you to provide you with a more personalized process for the consolidation of your federal loans. Please read on for more details about our privacy policy.

Section 2 — What Information Do We Collect?

2.1 Personally Identifiable Information. In describing the information we collect, the term Personally Identifiable Information refers to information that tells us specifically who you are, such as your name, phone number, social security number, email or postal address. The amount of Personally Identifiable Information that you choose to disclose to GL is completely up to you. The only way we know something about you personally is if you provide it to us in conjunction with one of our services.

2.1.1 Personal Identifiable Information Disclosure. Personal Identifiable Information is treated confidentially and will not be shared with anyone outside of GL and the financial institutions used to process student loans. We currently use the Secure Sockets Layer (SSL) protocol to safeguard your information during online collection. Secure Sockets Layer (SSL) encrypts information and keeps the data private and confidential between your machine and GL. This technology makes it safe to transmit your social security number over the Internet. Look for two security icons, the “s” after “http” in the address line and the lock in the top menu bar and bottom status bar of your browser in Netscape (or in the bottom status bar only in Internet Explorer).

2.2 Email and other Correspondence. We may send you email or other forms of correspondence that are intended to notify you of information relevant to your student loans. If you would rather not receive any such email correspondence please contact us via email.

Section 3 — How Do We Use The Information We Collect?

3.1 General. In addition to the purposes describe in the preceding section, the information we collect is generally used to access the NSLD student loan database so your loans may be evaluated. In addition we may use the information we collect in the manners described in Section 3.2 below.

3.2 Disclosure to Third Parties. Information about customers of the Site is an integral part of our business, and GL is not in the business of selling or renting it to third parties. GL shares user information only with specified third parties under the conditions described below:

  • Agents and Contractors. From time to time GL may employ or engage other companies and individuals to perform services on our behalf. Examples include provision of accounting, legal and financial or investment services, fulfilling orders, shipping packages, sending postal mail and e-mail, deleting duplicative information from customer lists, analyzing data, providing marketing assistance, processing credit card payments, and providing customer service. Such third parties may have access to personally identifying user information if such is required in order to perform their service functions, and may not use such information for any other purposes. GL maintains ownership and control of the user information so used.
  • Disclosure Required by Law; Protection of Property and Rights. GL may release customer account or other personally identifying information if it believes such release is necessary to comply with law or to safeguard the property or rights of GL, its customers, subsidiaries or affiliates. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction.

Section 4 — Correcting Your Information, Inquires and Complaints

4.1 We want any information you provide to be correct so we provide you with the ability to change the information we have about you. You must identify yourself before we give out any information. If you wish to correct your information, or have any related questions or complaints, please contact us via email. We reserve the right to reject or remove any information or content posted on our Site at our sole discretion.

Section 5 — Your Consent

5.1 By using our Site, you consent to our practices concerning the collection and use of customer information by GL. If we decide to change our privacy policy, we will post those changes on this page, and/or provide you with notice by other methods, so that you are always aware of what information we collect, how we use it, and under what circumstances it may be disclosed. It is your responsibility to check back to this page occasionally to see these changes.